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If you have been keeping up with the news recently, you probably are aware that flood insurance premiums have skyrocketed over the past few months.  In large part, the increase is due to the fact that flood insurance premiums haven't been adjusted for quite some time, yet the fund continues to pay out significant dollars to make those affected by floods whole again. 

Many people question whether or not they need flood insurance.  If your home is in a "flood zone" and you have a mortgage on your home, your lender will mandate that you carry flood insurance.  The reality is flooding can happen whether or not you are in a "flood zone".  If you have a loss that is related to water entering your home from anywhere other than pipes servicing your home, it could be deemed a "flood" by a claims adjuster.  Without flood insurance, you would be responsible for paying out of pocket to restore your property.  You can use this link to determine if you are in a flood zone:

In summary, it may be a good idea to look into flood insurance "before" a claims situation arises.  Call us at 703-674-0299 to get a FREE proposal on flood insurance for your property.

Backed by 20 years of experience, we have the knowledge and products to fit your individual needs. Whether we are insuring your new auto or a multi-million dollar business, we will handle your account in a professional and caring manner.
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Leesburg, Va 20176

Phone: (703) 674-0299
Fax:      (703) 674-0298